Vacation Loans Loan limit is $1,500 for 10 months-at 15%. Credit report is required for this loan.
Vacation Pay Loan limit is equal to your net vacation pay less interest - up to 90 days at 15% APR, unsecured. No credit report required.
90 Day Notes $500 - up to 90 days at 15% APR, unsecured. No credit report required. No refinancing is permitted. No more than 1 note open at a time. No more than 2 in a 365 day period.
Personal $5,000 - up to 3 years at 12% APR, unsecured. Credit report required. Refinancing is available when balance is under $2,000. No more than 1 note open at a time.
New Vehicle-Current or Previous Year
| up to 7yrs. |
7% APR |
100% Financing |
| up to 6 yrs |
6% APR |
Secured by the vehicle. |
| up to 5 yrs |
5% APR |
Credit report required. |
| up to 4 yrs |
4% APR |
Full coverage insurance required. |
Used Vehicle
| up to 4 Yrs. |
6% APR |
80% Financing on average retail value of the vehicle. |
| up to 3 Yrs. |
5% APR |
Credit Report Required. Full Coverage Insurance Required. |
| up to 5 Yrs. |
7%APR
|
For Vehicles Over $10,000 |
VEHICLES OVER 10 YEARS OLD REQUIRE BOARD APPROVAL
New Boat $35,000 Maximum - up to 8 years at 9% APR. 100% Financing secured by the boat. Credit report required. Full coverage insurance required.
Used Boat $25,000 Maximum - up to 5 years at 10% APR. 80% Financing on average book value secured by the boat. Credit report required. Full coverage insurance required. Board approval for a boat that is 10 years or older.
New ATV $15,000 Maximum - up to 5 years at 8% APR - up to 4 years at 7% APR. 100% Financing secured by the ATV. Credit report required. Full coverage insurance required.
New Snowmobile or Jet Ski $15,000 Maximum - up to 5 years at 8% APR - up to 4 years at 7% APR. 100% Financing on average retail value secured by the Snowmobile or Jet Ski. Credit report required. Full coverage insurance required.
Used Snowmobile or Jet Ski $10,000 Maximum - up to 4 years at 9% APR - up to 3 years at 8% APR. 80% Financing on average book value secured by the Snowmobile or Jet Ski. Credit report required. Full coverage insurance required. Board approval for a snowmobile or Jet Ski that is 10 years or older.
Used ATV $10,000 Maximum - up to 3 years at 9% APR - up to 2 years at 8% APR. 80% Financing on average book value secured by the ATV. Credit report required. Full coverage insurance required. Board approval for a ATV that is 10 years or older.
New Motorcycle $25,000 Maximum - up to 5 years at 8% APR - up to 4 years at 7% APR. 100% Financing secured by the motorcycle. Credit report required. Full coverage insurance required.
Used Motorcycle $20,000 Maximum - up to 4 years at 9% APR - up to 3 years at 8% APR. 80% Financing on average book value secured by the motorcycle. Credit report required. Full coverage insurance required. Board approval for a motorcycle that is 10 years or older.
New Camping Trailer $40,000 Maximum - up to 7 years at 8% APR - up to 6 years at 7% APR. 100% Financing on average retail value. 80% Financing on high book value. Loan must be secured by the camping trailer. Credit report required. Full coverage insurance required.
Used Camping Trailer $30,000 Maximum - up to 5 years at 8% APR - up to 4 years at 7% APR. 80% Financing on average book value secured by the camping trailer. Credit report required. Full coverage insurance required. Board approval for camping trailer that is 10 years or older.
New Motorhome $60,000 Maximum - up to 10 years at 10% APR. 100% Financing on average retail value secured by the motorhome. Credit report required. Full coverage insurance required.
Used Motorhome $50,000 Maximum - up to 7 years at 8% APR. 80% Financing on average book value secured by the motorhome. Credit report required. Full coverage insurance required. Board approval for motorhome that is 10 years or older.
New Lawn & Farm Equipment $30,000 Maximum - up to 6 years at 8% APR - up to 5 years at 7% APR. 100% Financing. Loan must be secured by the equipment. Credit report required.
Used Lawn & Farm Equipment $20,000 Maximum - up to 4 years at 8% APR. 80% Financing on average book value secured by the equipment. Credit report required. Board approval for equipment that is 10 years or older.